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Home Loan Services Offered
| | | - HOME REFINANCE - 4.5% Fixed Rate
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Our $200,000 Mortgage Loan Is Now
$989.00/mo - 30yr Fixed Rate - No Increases*
MORTGAGE RATES HAVE JUST PLUMMETED
SEE FULL STORY BELOW, APPLY IMMEDIATELY!
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| We Offer Many No-Gimmick Home Mortgage & Home Refinance Loan Programs. Wondering... Should I Refinance My Home? Should I Refinance Our Mortgage? Well $200,000 is only $989/mo. Similar savings for other loan amounts. And today's best financing rate is a very low, realistic, fair & comfortable 4.50% for a 30 year fixed rate mortgage. That is your rate for the entire length of your loan, 30 years is popular today, or from 1 to 40 years, it's your choice - no increases, no gimmicks, no games, no bait-and-switch. Have excellent or good credit? Have poor or no credit? You are in the right place. We will help. We offer a simple, no-nonsense way for you to quickly and easily get the get the good credit, fair credit, poor credit, or any credit refinance, mortgage refinance, home refinance, mortgage or home loan you need. Our mortgage loan & home refinance experts will do whatever it takes to get you the best interest rate, the lowest monthly payment, and the most cash if you need cash now. We work around less-than-perfect, poor, or no credit and reward those with good credit or excellent credit. If you need to refinance your mortgage, need cash, fix an Adjustable Rate Mortgage that's Out-Of-Control, need to Refinance An ARM to get a Fixed-Rate, get a home mortgage, inquire about an FHA Refinance or FHA Mortgage - up to $730,000 with Credit Scores as low as 580, or to remortgage, Peak Home Loans will get it done for you! We accomplish what others can't. "And we beat bank rates... every time..." so START NOW ! Get a quote & fast results - Save time & money - You have nothing to lose - This is a free, no-obligation service.
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| BREAKING NEWS! - Mortgage rates plummet after Fed action
CHICAGO 11:17am (MarketWatch) -- Mortgage rates for fixed-rate loans plummeted this week, after the Federal Reserve's actions to increase liquidity in the mortgage market, Freddie Mac's chief economist said on Thursday.
The 30-year fixed-rate mortgage averaged 5.53% for the week ending Dec. 3, down from 5.97% last week and 5.96% a year ago, according to Freddie Mac's weekly survey. The rate hasn't been lower since Jan. 24, when it averaged 5.48%.
The 15-year fixed-rate mortgage averaged 5.33% this week, down from last week's 5.74% average and 5.65% a year ago. The mortgage rate hasn't been lower since March 20, when it averaged 5.27%.
Rates on adjustable-rate mortgages didn't fall as much. Five-year Treasury-indexed hybrid adjustable-rate mortgages averaged 5.77% this week, down from 5.86% last week and 5.75% a year ago. One-year Treasury-indexed ARMs averaged 5.02% this week, down from 5.18% last week and 5.46% a year ago.
To obtain the rates, the fixed-rate mortgages required payment of an average 0.7 point, while the 5-year ARM required an average 0.6 point and the 1-year ARM required an average 0.5 point. A point is 1% of the mortgage amount, charged as prepaid interest.
"After Federal Reserve actions to increase liquidity in the mortgage market, interest rates for fixed-rate mortgages took a dive," said Frank Nothaft, Freddie Mac vice president and chief economist, in a news release. "This week's decline was the largest since the week of Oct. 23, 2008, and 30-year fixed-rate mortgage rates are now almost a full percentage point lower since the last week in October.
"The recent plunge in rates contributed to the nearly 150% jump in conventional mortgage applications over the Thanksgiving week, led by almost a 300% surge in refinances, according to the Mortgage Bankers Association. Roughly three out of four mortgage applications were for refinance transactions, up from around half during the prior week." |
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